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 Dick was born on a farm in central California at the beginning of the Great Depression. His dad raised grapes and other crops, not being able to harvest or market any grapes for a 3 year period the family fell on hard times and lost most of their farm ground. The farm house didn’t have electricity or running water until Dick was in the seventh grade. Patty was raised by her single grandmother who had very little money. 
Dick reenlisted to serve in the Korean War and was commissioned and attained the rank of Captain. While serving in Key West Florida, Dick was approached by a Cattleman friend from California who offered him a partnership in his cattle operation. Dick resigned his commission and started his career in ranching and agriculture over the next 20 years. Dick became managing partner of large farms and ranches in California and Washington, he was one of the first to export animal feed products to Japan. Upon sale of the ranches Dick continued the business of processing hay products for export. His son continues this operation today, growing, processing, and exporting products for animal feed to Japan, Korea and Taiwan. Dick also has consulted in many foreign countries: Philippine Islands, Japan, Mexico, Canada and the Middle East. Patty was able to travel with Dick to these countries. At age 62, Dick and Patty turned the hay business over to their youngest son and started a new career. Wanting to The Dockstaders built houses for low income families in San Bernardino, Riverside, Imperial and San Diego counties. Land costs and building fees in southern California escalated so much that it became impossible to continue to build affordable housing. Looking for another way to put something back Dick and Patty took their knowledge and experience with government insured loans and formed Seniors Serving Seniors in order to help their fellow seniors. Dick and Patty have been married for 60 years and have 3 sons, 8 grand children, and 5 great-grand children. They enjoy their church, their family and friends, camping and travel. Dick still enjoys his horses. Dick says, “...God has blessed us with the gift of life and most of us enjoy this gift. It just seems more enjoyable when we have a little extra money in our pockets...” Purpose Our purpose here at Seniors Serving Seniors is not to have a large sales force but rather to dedicate ourselves to serving other seniors and help them if they need or want a Reverse Mortgage. We feel that our knowledge and background can help you, our fellow seniors. We know from personal experience many of your needs. Dick’s mother was in a nursing home for 11 years, finally passing on at age 101. The cost of her care over this period depleted his father’s estate and more.   "...being married at a young age and raising a family certainly gives us knowledge on how to get by on little or no money, as does having been raised during the great depression. We feel that all of these things helps us to understand your financial needs...” |
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Even without much money they had a good life together. After his discharge from the Marines, Dick attended Cal Poly at San Luis Obispo on the G.I. bill for vets. He graduated with a B.S. degree in animal Husbandry.
give something back the Dockstaders took some land they owned and built homes for low income families. These homes were subsidized by the government. Due to the amount of red tape, very few builders were willing to work with USDA in making these subsidized mortgage loans and through their experiences, they learned how government-guaranteed loans work, while processing and working their own loans.